1. When sizing up a pet health insurance plan make sure you are dealing with a reliable company with a good track record. For instance, the ASPCA has been around for 140 years protecting animals. They offer five different policies worth checking out.
2. Really delve into how pay outs are made with your paticular plan. Some companies only pay a fixed amount while others pay for certain procedures stated in the policy. The ASPCA covers 80% of your vets billings.
3. Make sure there is at least one Wellness Plan offered. A Wellness Plan covers such things as annual check ups and vaccinations. The ASPCA pet health insurance covers two levels of Wellness Plans.
For a quick quote go to the ASPCA site.
Thursday, April 24, 2008
Tuesday, April 8, 2008
VETERINARY PET HEALTH INSURANCE (VPI)
The Veterinary Pet Insurance Company is the largest and oldest pet health insurance company in the United States. It was founded in 1980 with one of its main purposes being to eliminate or reduce the economic euthanaisa of pets due to families not having sufficient funds to pay for much needed vetrinary costs.
VPI plans cover vet expenses for the treatment of your pet due to accident, illness, or various injuries. Dogs, cats, birds and exotic pets can be covered by a Veterinary Pet Insurance Policy.
You can also purchase what is called an Optional Pet Wellness Protection plan which covers routine veterinary care.
VPI is available in all 50 states and the District of Columbia.
I filled out a quick quote at http://www.petinsurance.com/enroll for my 9 year old female Chihuahua Minnie Me. The recommended Base Plan called the VPI Superior Plan costs $37.08 per month. Added on to that was the Wellness Core Coverage for $12.00. Added to those two figures is a Monthly Processing Fee of $2.00. Total balance due for this coverage comes to $51.08 per month. VPI states that they offer fast and efficient claims processing. If you purchase a plan there is a 10 day money back guarantee.
I think this $51.08 is pretty steep for pet health insurance - I have three cats and one dog! Of course you can opt not to purchase the Wellness Core Coverage and/or purchase a lesser plan.
VPI makes a point of pointing out that you can pick your own veterinarian.
VPI plans cover vet expenses for the treatment of your pet due to accident, illness, or various injuries. Dogs, cats, birds and exotic pets can be covered by a Veterinary Pet Insurance Policy.
You can also purchase what is called an Optional Pet Wellness Protection plan which covers routine veterinary care.
VPI is available in all 50 states and the District of Columbia.
I filled out a quick quote at http://www.petinsurance.com/enroll for my 9 year old female Chihuahua Minnie Me. The recommended Base Plan called the VPI Superior Plan costs $37.08 per month. Added on to that was the Wellness Core Coverage for $12.00. Added to those two figures is a Monthly Processing Fee of $2.00. Total balance due for this coverage comes to $51.08 per month. VPI states that they offer fast and efficient claims processing. If you purchase a plan there is a 10 day money back guarantee.
I think this $51.08 is pretty steep for pet health insurance - I have three cats and one dog! Of course you can opt not to purchase the Wellness Core Coverage and/or purchase a lesser plan.
VPI makes a point of pointing out that you can pick your own veterinarian.
Sunday, April 6, 2008
WELCOME TO PET CARE INSURANCE
So I inherited this dog and now I think I need to buy pet care insurance for her. Minnie Me is her name and she's a Chihuahua! A Chihuahua - I can't believe it. I've always envisioned myself with a yellow lab. But Minnie Me is so sweet and I have fallen in love with her. So I've reconciled everything by telling myself MMe is a simply a yellow lab trapped in a Chihuahua's body.
I don't know much about caring for a dog so my learning curve will be steep. I've always had cats. They're so self sufficient and undemanding that I never really thought in terms of pet insurance for them in the past. But a dog....ahhhhhhhhhhhhhh that's a whole different ball game. Minnie Me pulls on my heartstrings in ways my cats never have. When she's a little under the weather I fear for her well being. And that's why I'm on this insurance kick.
Back to shopping for pet care insurance for her. I'm just starting to do the research. That's why I decided to start this blog. I figure I could record my findings as I went along. That way I could save some other pet lover some time and effort.
I'm going to post my findings on this blog as my research unfolds. I hope you will come back often and take advantage of what I'm learning, like what to look for in a good pet care insurance plan, cost comparisons, best companies, etc.
I don't know much about caring for a dog so my learning curve will be steep. I've always had cats. They're so self sufficient and undemanding that I never really thought in terms of pet insurance for them in the past. But a dog....ahhhhhhhhhhhhhh that's a whole different ball game. Minnie Me pulls on my heartstrings in ways my cats never have. When she's a little under the weather I fear for her well being. And that's why I'm on this insurance kick.
Back to shopping for pet care insurance for her. I'm just starting to do the research. That's why I decided to start this blog. I figure I could record my findings as I went along. That way I could save some other pet lover some time and effort.
I'm going to post my findings on this blog as my research unfolds. I hope you will come back often and take advantage of what I'm learning, like what to look for in a good pet care insurance plan, cost comparisons, best companies, etc.
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